Justice and the Banks

OK, just thinking here. So the banks almost failed because they played high-stakes games with our mortgages and lost, which caused our economy to tank even though we bailed these same banks out. Now they're doing fine, their execs are getting big bonuses, but we lost our jobs, our houses, our equity, our credit, our savings, and much of the value of our investments. So now the federal and state attorneys general are trying to work out a settlement with the banks where the banks pay now to avoid future lawsuits. The thinking, I'm told, is that we need a settlement so the lawsuits won't get out of hand because then the banks would be hurt too much and wouldn't be able to help our economy recover. So the government would get some of its/our money back, the banks would continue to do fine as they have throughout this mess, but we as individual losers still get bupkiss, less than bupkiss I guess since we've suffered such losses and still have to make up the difference for the bailout with the taxes we pay. Is this justice?